
In the fine print, it references using the VantageScore credit scoring formula (most likely proprietary). I will check with one of the other two credit reporting agencies. Im interested in the score (cause Im kind of geeky that way), credit scores free Shreveport but more importantly, I got credit scores free Shreveport to take care of closing credit scores free Shreveport a bunch of orphan accounts that were inactive for over 5 (in some cases, almost 10) years, but were still open. Thanks for the noteI was really unsure about what credit scores free Shreveport all this meant. Trent (and his great readership!) are helping us improve our financial situation, and I am delighted!
So these 3 firms take other people work or whatever, come up with some number crunching system and charge you for information they get free and others decide whether you can or cant? Shit, most of credit scores free Shreveport it is wrong anyways, wrong information, wrong addresses, wrong names etc.WRONG WRONG WRONG. free credit report websites Try to get a hold of credit scores free Shreveport one these places to try to clean up their mistakes (credit scores free Shreveport mind you, on YOUR!, i repeat credit scores free Shreveport YOUR information) no chance. Its a lets see how many hoops you can jump through. So until people wake up and demand their own information for free, you get everything thats coming to you. I also have a Washington Mutual credit card, specifically because they have free credit monitering (including your credit score).
I dont think it would hurt to open the account, use it once to activate it, and then just cut it up credit scores free Shreveport once you pay it off. Also (and I may be wrong) I think if you have ANY Washington Mutual account (savings account, checking, etc) they offer free credit montering as long as you manage the account online. credit report protection I wrote a similar article back on January 23, titled Smart Planning will get you 3 Free Credit Reports per Year. You can view the article here: http://20somethingfinance.com/blog/2008/01/23/what-is-a-credit-report-and-how-do-i-get-mine-for-free/ Unless youre going to be buying a house within a year or so, checking your FICO score regularly credit scores free Shreveport is like checking your mutual funds on a daily basis. Its kind of fun, but it doesnt do you any good in the long run.
After credit scores free Shreveport selling my first house and apply for a mortgage on credit scores free Shreveport a second, my FICO actually dropped and I had no new credit accounts, increased credit limits on my existing accounts, and no bad debt whatsoever. I run a small housing counseling agency (www.raahc.org) and we are able to soft pull credit reports for free with scores (doesnt include credit scores free Shreveport Equifax). We use it to work with people who want to buy a house but arent sure if they qualify. free credit report request To find a housing counseling agency in your area, go credit scores free Shreveport to http://www.hud.gov and click on the link to housing counselors. I wont vouch for the quality of all, but we use a special program developed by Freddie Mac that not only allows us to make the pull, but it also lets us credit scores free Shreveport know if someone is ready to apply for a mortgage successfully.
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